Rates
| Savings Rates – Effective Tuesday, May 1, 2012 | ||||
|---|---|---|---|---|
| Account Type | APY | Minimum Deposit |
Minimum Balance |
|
| REGULAR SHARES | 0.350% | $5.00 | $0.00 | |
| CHRISTMAS CLUB | 0.990% | $0.00 | $0.00 | |
| TIERED MONEY MARKET ACCOUNT | 0.350% | $2,000.00 | $2,000.00 | |
| TIERED MONEY MARKET ACCOUNT | 0.450% | $2,000.00 | $5,000.00 | |
| TIERED MONEY MARKET ACCOUNT | 0.550% | $2,000.00 | $20,000.00 | |
| TIERED MONEY MARKET ACCOUNT | 0.750% | $2,000.00 | $50,000.00 | |
| TIERED MONEY MARKET ACCOUNT | 0.950% | $2,000.00 | $100,000.00 | |
| IRA SHARES | 1.050% | $0.00 | $0.00 | |
| Loan Rates – Effective Saturday, May 19, 2012 | ||
|---|---|---|
| Loan Type | Rates as low as | Terms/Information |
| AUTO LOAN | 4.750% | NEW OR USED AUTO FOR 72 MONTHS |
| Readi Loan revolving credit | 9.500% | |
| AUTO LOAN | 4.000% | NEW OR USED AUTO FOR 60 MONTHS |
| AUTO LOAN | 3.750% | NEW OR USED AUTO FOR 48 MONTHS |
| AUTO LOAN | 3.500% | NEW OR USED AUTO FOR UP TO 36 MONTHS |
| UNSECURED/SIGNATURE LOAN | 11.250% | UNSECURED/HOME IMPROVEMENT/BILL CONSOLIDATION 48-60 MONTHS |
| UNSECURED/SIGNATURE LOAN | 9.000% | UNSECURED/HOME IMPROVEMENT/BILL CONSOLIDATION UP TO 36 MONTH |
| RECREATIONAL VEHICLES | 5.250% | RECREATIONAL VEHICLES 2007 & NEWER FOR 60 MONTHS |
| RECREATIOANL VEHICLES | 5.000% | RECREATIONAL VEHICLES 2007 & NEWER FOR 48 MONTHS |
| RECREATIONAL VEHICLES | 4.750% | RECREATIONAL VEHICLES 2007 & NEWER UP TO 36 MONTHS |
| RECREATIONAL VEHICLES | 6.250% | RECREATIONAL VEHICLES 2006 & OLDER FOR 60 MONTHS |
| RECREATIONAL VEHICLES | 6.000% | RECREATIONAL VEHICLES 2006 & OLDER FOR 48 MONTHS |
| RECREATIONAL VEHICLES | 5.750% | RECREATIONAL VEHICLES 2006 & OLDER UP TO 36 MONTHS |
| RECREATIONAL VEHICLES | 7.750% | MOTORHOMES/5TH WHEELS/BOATS $10,001-$20,000 FOR 108 MONTHS |
| RECREATIONAL VEHICLES | 8.750% | MOTORHOMES/5TH WHEELS/BOATS $20,001-$100,000 FOR 144 MONTHS |
| SHARE DRAFT LOC | 15.000% | SHARE DRAFT LINE OF CREDIT |
| REVOLVING LINE OF CREDIT | 10.500% | REVOLVING LINE OF CREDIT |
| Certificate Rates – Effective Saturday, May 19, 2012 | |||
|---|---|---|---|
| Certificate Term | APY | Minimum Deposit | |
| YOUTH HIGH YLD 12/UN | 1.000% | $100.00 | |
| YOUTH HIGH YLD 13-15 | 1.000% | $100.00 | |
| YOUTH HIGH YLD 16-18 | 1.000% | $100.00 | |
| 3 MONTH HIGH YIELD | 0.300% | $1,000.00 | |
| 6 MONTH HIGH YLD | 0.450% | $1,000.00 | |
| 12 MONTH HIGH YLD | 0.600% | $1,000.00 | |
| 12 MONTH HIGH YLD | 0.700% | $25,000.00 | |
| 24 MONTH HIGH YLD | 0.750% | $1,000.00 | |
| 24 MONTH HIGH YLD | 0.950% | $25,000.00 | |
| 36 MONTH HIGH YLD | 0.990% | $1,000.00 | |
| 36 MONTH HIGH YLD | 1.150% | $25,000.00 | |
| 48 MONTH HIGH YLD | 1.250% | $1,000.00 | |
| 48 MONTH HIGH YLD | 1.500% | $25,000.00 | |
| 60 MONTH HIGH YLD | 1.500% | $1,000.00 | |
| 60 MONTH HIGH YLD | 1.740% | $25,000.00 | |
| 1 YEAR IRA HIGH YLD | 0.600% | $500.00 | |
| 1 YEAR IRA HIGH YLD | 0.700% | $25,000.00 | |
| 2 YEAR IRA HIGH YLD | 0.750% | $500.00 | |
| 2 YEAR IRA HIGH YLD | 0.950% | $25,000.00 | |
| 3 YEAR IRA HIGH YLD | 1.000% | $500.00 | |
| 3 YEAR IRA HIGH YLD | 1.150% | $25,000.00 | |
| 2 YR ROTH IRA HY | 0.750% | $500.00 | |
| 2 YR ROTH IRA HY | 0.950% | $25,000.00 | |
| 3 YR ROTH CONV IRA | 1.000% | $500.00 | |
| 3 YR ROTH CONV IRA | 1.150% | $25,000.00 | |
| 2 YR EDUCATION IRA | 0.750% | $500.00 | |
| 2 YR EDUCATION IRA | 0.950% | $25,000.00 | |
For additional information concerning any of our rates, please call us at 231-843-2323 or 1-866-570-7233 or email us at information@safeharborcu.org
*Fees may reduce earnings on certain interest bearing instruments.
