Equifax Data Breach

Disclosure! The Equifax data breach has no effect on your information here with Safe Harbor Credit Union. You’re secure with us!

However, we became aware of a data breach suffered by Equifax, which was discovered by the credit reporting agency on July 29. The breach has been reported as potentially affecting 143 million US consumers.

The incident was limited to Equifax and was not in any way related to Safe Harbor Credit Union services. A relatively small number of card numbers were compromised, non-specific to credit unions. Personal data, including birth dates, credit card numbers, Social Security numbers and more, were obtained in the breach. This potentiates identity theft opportunities related to the 143 million personal data records that may be appended to other acquired records and leveraged for account takeovers.

What to look for:

• Application fraud

• Account takeover utilizing call centers, on-line banking/websites, in-branch interactions

• Combining this data with other data breaches to gain complete consumer profiles

How can you see if you’ve been affected?

• Go to www.equifaxsecurity2017.com to check whether he or she is one of the 143 million people whose data may have been compromised

• Set fraud alerts – all bureaus

• Monitor credit activity (www.annualcreditreport.com, etc.)

• Reset account passwords, PIN codes and other log-in credentials on financial accounts that may be vulnerable.

• Establish multiple-authentication protocols for financial accounts and email, when possible

• Establish credit monitoring service through Equifax or through other service providers Again, CO-OP Financial Services is here to help you and your members in the wake of this extraordinary and unnerving breach. This a developing story and as more information is conveyed regarding the extent of the breach, we will provide ongoing communication and advisory notifications.