Rates

 Rates – Effective: February 9th 2018    
Account Type APY* Minimum Deposit
REGULAR SHARES 0.05% $5.00
CHRISTMAS CLUB 0.10% $0.00
TIERED MONEY MARKET ACCOUNT 0.35% $2,000.00 to $4,999.00
TIERED MONEY MARKET ACCOUNT 0.40% $5,000.00 to $19,999.99
TIERED MONEY MARKET ACCOUNT 0.45% $20,000.00 to $49,999.99
 TIERED MONEY MARKET ACCOUNT  0.50%  $50,000.00 to $100,000.00+
 IRA SHARES  0.40%  $25.00
Certificate Rates – Effective: February 9th 2018    
Certificate Term APY* Minimum Deposit
YOUTH HIGH YLD 12/UN 5.00% $100.00 $200 CAP then reduces to 0.65%
YOUTH HIGH YLD 13-15 5.00% $100.00 $200 CAP then reduces to 0.65%
YOUTH HIGH YLD 16-18 5.00% $100.00 $200 CAP then reduces to 0.65%
6 MONTH HIGH YLD 1.00% $1,000.00
12 MONTH HIGH YLD 1.30% $1,000.00
12 MONTH /JUMBO 1.40% 25,000.00
24 MONTH HIGH YLD 2.50% $1,000.00
24 MONTH /JUMBO 2.53% $25,000.00
36 MONTH HIGH YLD 3.00% $1,000.00
36 MONTH/JUMBO 3.04% $25,000.00
48 MONTH HIGH YLD 2.20% $1,000.00
48 MONTH /JUMBO 2.30% $25,000.00
60 MONTH HIGH YLD 2.40% $1,000.00
60 MONTH/ JUMBO 2.50% $25,000.00
1 YEAR IRA HIGH YLD 0.85% $500.00
1 YEAR IRA HIGH YLD 0.85% $25,000.00
2 YEAR IRA HIGH YLD 1.50% $500.00
2 YEAR IRA HIGH YLD 1.61% $25,000.00
3 YEAR IRA HIGH YLD 1.75% $500.00
3 YEAR IRA HIGH YLD 1.87% $25,000.00
1 YEAR ROTH IRA HIGH YLD 0.85% $500.00
2 YEAR ROTH IRA HIGH YLD 1.50% $500.00
2 YEAR ROTH IRA HIGH YLD 1.60% $25,000.00
3 YEAR ROTH CONV IRA 1.75% $500.00
3 YEAR ROTH CONV IRA 1.85% $25,000.00
2 YEAR EDUCATION IRA 1.41% $500.00
3 YEAR EDUCATION IRA 1.51% $500.00
Loan Rates – Effective: Monday, January 30th-2017    
Loan Type APR* as low as
NEW AUTO 1.75%
USED AUTO 1.75%
UNSECURED/SIGNATURE LOAN 7.00%
RECREATIONAL VEHICLES 2.50%
SHARE DRAFT LOC 15.00%
REVOLVING LINE OF CREDIT 10.50%

*APY = Annual Percentage Yield and *APR = Annual Percentage Rate. Yields

and rates are current as of date indicated, and are subject to change. A fee

may be charged for withdrawal of a fixed term certificate or IRA prior to

maturity.  Fees may reduce earnings on certain interest bearing instruments.

 

Annual Percentage Rates my be higher or lower depending on your credit

history.  Loans are subject to underwriting.

 

For additional information concerning any of our rates please call us at

231-843-2323 or 1-866-570-7233.  You can also email us at

information@safeharborcu.org.