Safe Harbor Credit Union is pleased to offer this amazing member benefit – Accel Members Financial Management.  As a valued member of Safe Harbor Credit Union, we are committed to serving you.  And as a benefit of your membership, we are providing you with free access to money management and financial education services.   Click here for all the exciting details……

Member Advantage Program

Every Safe Harbor Credit Union member is rewarded for their loyalty to the credit union.  Click here to learn how rewarding your membership with us can be!

Sharedraft (Checking) Accounts

Safe Harbor Credit Union offers our members a sharedraft (checking) account with no per-transaction fees and no monthly service charges. Fees are incurred only when you request stop-payments, copies of checks, or other special services. We do charge a fee if you overdraw your account or if we have to return your checks because of insufficient funds. A minimum deposit of $25.00 is required to open your sharedraft (checking) account. For additional information about our sharedraft products, please call us at (231) 843-2323 or e-mail us at


For information on our loan products, please click here to visit the LOANS section of our website, or email us at

Other Services

  1. E-Statements
  2. It’s Me 247 Online Banking
  3. CU*Talk Audio Response
  4. CU*Easy Pay – Online Bill Payment
  5. Text & Mobile Banking
  6. Electronic Funds Transfers
  7. Wire Transfers
  8. Money Orders & Cashier Checks
  9. Direct Deposit of Payroll, Pension, Social Security or other recurring checks.
  10. Payroll Deduction
  11. Shared Branching at over 250 locations across the United States
  12. ATM/Debit Cards
  13. 24 Hour Automated Teller Machines (ATMs) & access to over 25,000 surcharge free ATMs across the nation.  Click here to locate a surcharge free ATM!
  14. VISA Travel Money Cards
  15. Self Service Coin Counter Machine – available to Members and Non-Members
  16. Night Depository
  17. Low-Cost Group Insurance Programs