Safe Harbor Credit Union is pleased to offer this amazing member benefit – Accel Members Financial Management.  As a valued member of Safe Harbor Credit Union, we are committed to serving you.  And as a benefit of your membership, we are providing you with free access to money management and financial education services.   Click here for all the exciting details……

Member Advantage Program

Every Safe Harbor Credit Union member is rewarded for their loyalty to the credit union.  Click here to learn how rewarding your membership with us can be!


Sharedraft (Checking) Accounts

Safe Harbor Credit Union offers our members a sharedraft (checking) account with no per-transaction fees and no monthly service charges. Fees are incurred only when you request stop-payments, copies of checks, or other special services. We do charge a fee if you overdraw your account or if we have to return your checks because of insufficient funds. A minimum deposit of $25.00 is required to open your sharedraft (checking) account. For additional information about our sharedraft products, please call us at (231) 843-2323 or e-mail us at


For information on our loan products, please click here to visit the LOANS section of our website, or email us at

Other Services

  1. E-Statements
  2. It’s Me 247 Online Banking
  3. CU*Talk Audio Response
  4. CU*Easy Pay – Online Bill Payment click here for more information
  5. Electronic Funds Transfers
  6. Wire Transfers
  7. Direct Deposit of Payroll, Pension, Social Security or other recurring checks.
  8. Payroll Deduction
  9. Shared Branching at over 150 locations across the United States
  10. 24 Hour Automated Teller Machines (ATMs) & access to over 25,000 surcharge free ATMs across the nation.  Click here to locate a surcharge free ATM!
  11. VISA TravelMoney Cards/VISA Gift Cards
  12. Self Service Coin Counter Machine – available to Members and Non-Members
  13. Money Orders & Cashier Checks
  14. Night Depository
  15. Low-Cost Group Insurance Programs