At Safe Harbor Credit Union we strive to provide our members with low-cost financing and fast approval services, at competitive interest rates. We offer the following lending solutions to meet your needs:

We are also happy to offer the following loan features to our members:

  • Automatic Transfer - Never miss a payment when you have it automatically transferred from your Safe Harbor Credit Union savings or checking account.
  • Flexible Terms – Choose a term that best meets your needs.
    • Guaranteed Asset Protection (GAP) – Gap is low-cost coverage that pays the potentially high-cost difference between your insurance settlement and your loan balance.
    • Optional Life and Disability Insurance – The Payment Protection Plan is Credit Life and Disability Insurance, which helps provide our members with financial protection and peace of mind.
    • Risk Based Lending - Loan rates are determined by your credit score. The higher your score, the better your rate!

    For additional information concerning any of our loan products, please call us at 231/843-2323 or email us at