Your patience is about to pay off. Earn guaranteed returns — with better rates for longer terms.
Key Features
-
Fixed Rates
-
Convenient Terms
Details
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- Fixed rates, higher than standard savings
- Receive higher rates by selecting a longer term
- Set aside for future savings goals
- A wide range of terms available (from 6 months to 5 years)
- No setup or maintenance fees
- Early withdrawals subject to penalty*
- $1,000 minimum deposit to open
Rates
| Certificate Term | APY* | Minimum Deposit |
|---|---|---|
| 6 Month High Yield | 5.30% | $1000 |
| 12 Month High Yield | 4.25% | $1000 |
| 12 Month/ JUMBO | 4.30% | $25,000 |
| 24 Month | 4.00% | $1000 |
| 24 Month/ JUMBO | 4.05% | $25,000 |
| 36 Month | 4.00% | $1000 |
| 36 Month/ JUMBO | 4.05% | $25,000 |
| 48 Month | 3.75% | $1000 |
| 48 Month/ JUMBO | 3.80% | $25,000 |
| 60 Month | 3.75% | $1000 |
| 60 Month/ JUMBO | 3.80% | $25,000 |
| 1 Year IRA High Yield | 4.25% | $500 |
| 1 Year IRA High Yield | 4.30% | $25,000 |
| 2 Year IRA High Yield | 4.00% | $500 |
| 2 Year IRA High Yield | 4.05% | $25,000 |
| 3 Year IRA High Yield | 4.00% | $500 |
| 3 Year IRA High Yield | 4.05% | $25,000 |
| 1 Year Roth IRA High YLD | 4.25% | $500 |
| 2 Year Roth IRA High YLD | 4.00% | $500 |
| 2 Year Roth IRA High YLD | 4.05% | $25,000 |
| 3 Year Roth Conv IRA | 4.00% | $500 |
| 3 Year Roth Conv IRA | 4.05% | $25,000 |
| 2 Year Education IRA | 4.00% | $500 |
| 3 Year Education IRA | 4.00% | $500 |
*Penalty for early withdrawal.