Skip to content

Reduce your financial stress — so you can focus on recovery — with a Safe Harbor Credit Union HSA.

Key Features

  • Competitive Dividends
  • Tax Advantages1
  • No Monthly Service Fees
  • No Minimum Balance Requirements
  • Greater personal control over healthcare management and expenses
  • Prepare for qualified medical expenses
  • Earn interest above standard savings on entire balance
  • Receive higher rates on larger deposits
  • An HSA provides triple tax savings:
    • Tax deductions when you contribute to your account
    • Tax-free earnings through investment
    • Tax-free withdrawals for qualified medical, dental, vision expenses, and more1
  • Contributions are tax-free and can be made by you, your employer, or a third party
  • Funds can be withdrawn at any time2
  • No monthly service fees
  • No minimum balance requirements
  • Unused funds remain in account year after year; no "use it or lose it" policy
  • Keep your HSA in your name, regardless of career or life changes
  • Federally insured by FDIC
  • $25 minimum deposit to open 

Eligibility

Most adults under 65 who are not enrolled in Medicare and are covered under a high-deductible health plan (HDHP) can qualify for an HSA, but it is up to the account holders to determine their own eligibility. Please contact your tax advisor for further eligibility requirements. 

Contribution Limits

For 2019, the contribution limit for self-only HSA’s is $3,500 per year. The contribution limit for family coverage is $7,000 per year. If you are age 55 or older, you can make an additional $1,000 catch-up contribution to your HSA.

1Consult a tax advisor.

2You can withdraw funds at any time for any purpose. However, if funds are withdrawn for reasons other than qualified medical expenses, the amount withdrawn will be included as taxable income, and is subject to a 10% penalty.

Member. Owner. Neighbor.

Here, you're one and the same.

Become a MemberMember Rewards