Services
Savings Accounts
Safe Harbor Credit Union has the following savings services to meet the needs of our members:
Regular Share Accounts
Tiered Money Market Accounts
High-Yield Time Deposit Accounts
Other Savings Accounts
For additional account details or more information, please click here or email us at information@safeharborcu.org
Sharedraft (Checking) Accounts
Safe Harbor Credit Union offers our members a sharedraft (checking) account with no per-transaction fees and no monthly service charges. Fees are incurred only when you request stop-payments, copies of checks, or other special services. We do charge a fee if you overdraw your account or if we have to return your checks because of insufficient funds. A minimum deposit of $25.00 is required to open your sharedraft (checking) account. For additional information about our sharedraft products, please call us at (231) 843-2323 or e-mail us at information@safeharborcu.org.
Loans
For information on our loan products, please click here to visit the LOANS section of our website, or email us at loans@safeharborcu.org.
Other Services
- E-Statements
- It’s Me 247 Online Banking
- CU*Talk Audio Response
- CU*Easy Pay - Online Bill Payment click here for more information

- Electronic Funds Transfers
- Wire Transfers
- Direct Deposit of Payroll, Pension, Social Security or other recurring checks.
- Payroll Deduction
- Shared Branching at over 150 locations across the United States
- 24 Hour Automated Teller Machines (ATMs) & access to over 25,000 surcharge free ATMs across the nation. Click here to locate a surcharge free ATM!
- VISA TravelMoney Cards/VISA Gift Cards
- Self Service Coin Counter Machine - available to Members and Non-Members
- Money Orders & Cashier Checks
- Night Depository
- Low-Cost Group Insurance Programs

