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APY = Annual Percentage Yield. Rates and APYs accurate as of March 12, 2019.

Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Kasasa Cash* Learn More

Balance Minimum Opening Deposit Rate APY
0 - $15,000 $25 2.96% 3.00%
$15,000+ $25 0.40% 3.00% to 0.40%
All balances if qualifications not met $25 0.05% 0.05%

Qualifications

It's so easy to qualify, you're probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into online banking

That’s it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base dividend rate. And you can get right back to earning your full rewards the very next month.

Kasasa Saver* Learn More

Balance Minimum Opening Deposit Rate APY
0 - $75,000 $25 1.24% 1.25%
$75,000+ $25 0.04% 1.25% to 0.40%
All balances if qualifications not met $25 0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into online banking

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base dividend rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.

Accounts

Account Type APY* Minimum Deposit
Regular Shares 0.05% $5
Christmas Club 0.10% No Minimum
IRA Shares 0.40% $25

Tiered Money Market Accounts Learn More

APY* Minimum Deposit
1.00% $2,000 and up
1.00% $5,000 and up
1.10% $20,000 and up
1.20% $100,000 and up

*Yields and rates are current as of date indicated, and are subject to change. A fee may be charged for withdrawal of a fixed term certificate or IRA prior to maturity.  Fees may reduce earnings on certain interest bearing instruments.

Certificates Learn More

Certificate Term APY* Minimum Deposit
6 Month High Yield 1.70% $1000
12 Month High Yield 1.90% $1000
12 Month/ JUMBO 2.00% $25,000
24 Month  2.15% $1000
24 Month/ JUMBO 2.25% $25,000
36 Month  2.40% $1000
36 Month/ JUMBO 2.50% $25,000
48 Month  2.65% $1000
48 Month/ JUMBO 2.75% $25,000
60 Month  2.90% $1000
60 Month/ JUMBO 3.00%  $25,000
1 Year IRA High Yield 1.61%  $500
1 Year IRA High Yield 1.71%  $25,000
2 Year IRA High Yield 1.92%  $500
2 Year IRA High Yield 2.02%  $25,000
3 Year IRA High Yield 2.22%  $500
3 Year IRA High Yield 2.33%  $25,000
1 Year Roth IRA High YLD 1.61%  $500
2 Year Roth IRA High YLD 1.92%  $500
2 Year Roth IRA High YLD 2.22%  $25,000
3 Year Roth Conv IRA 1.51%  $500
3 Year Roth Conv IRA 1.85%  $25,000
2 Year Education IRA 1.41%  $500
3 Year Education IRA 1.51% $500 

*Penalty for early withdrawl 

Loans

Yields and rates are current as of date indicated, and are subject to change. A fee may be charged for withdrawal of a fixed term certificate or IRA prior to maturity.  Fees may reduce earnings on certain interest bearing instruments.

 

Annual Percentage Rates my be higher or lower depending on your credit history.  Loans are subject to underwriting.

 

For additional information concerning any of our rates please call us at 231-843-2323 or 1-866-570-7233.  You can also email us at [email protected]

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