Elite Business Checking

Qualification Information: "Monthly Qualification Cycle" means the current statement cycle. See our website at safeharborcu.org or contact us at (231) 843-2323 for specific Monthly Qualification Cycle dates. Reward Information: When your Elite Business Checking qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $50,000 in your Elite Business Checking account earn a dividend rate of 2.96% resulting in an APY of 3.00%; and average daily balances over $50,000 earn a dividend rate of 0.40% on the portion of the average daily balance over $50,000, resulting in a range from 3.00% to 1.27% APY depending on the account's average daily balance. You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Elite Business Checking account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Elite Business Checking and Rewards Business Checking via ATM; Rewards Business Savings ATM transaction fees are not reimbursed nor refunded. When your Elite Business Checking qualifications are not met, the dividend rate earned on the account's entire daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. Dividends will be credited to your Elite Business Checking account on the first processing/business day of the following statement cycle. Nationwide ATM withdrawal fee reimbursements will be credited to your account on the first processing/business day of the following statement cycle. APY = Annual Percentage Yield. APYs accurate as of [06/27/2025]. APY calculations are based on an assumed balance of $50,000 + $100,000 in your Elite Business Checking account and an assumed statement cycle of thirty-one (31) days. Balance computation methodology varies by account's qualifying status. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Additional Information: Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit/ACH transaction are a condition of this account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of one account per Tax ID#. There are no recurring monthly maintenance charges or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA Your Savings Insured To $250,000 Per Account, American Share Insurance. By members' choice, this institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. Trademarks: Kasasa and Elite Business Checking are trademarks of Kasasa, Ltd., registered in the U.S.A.