Remove restrictions and grow your balance with a checking account that pays you back.
Key Features
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Cash Back on Debit Card Purchases
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24/7 Account Access with Digital Banking
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No Minimum Balance Requirements
- Free business checking that pays you back
- 2.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $1,000 in purchases monthly
- Earn up to $240 cash back per year, $20 per month
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to free Rewards Business Savings to build business savings automatically
- No minimum balance to earn rewards
- No monthly service fee
- Free digital banking, including:
- Free online banking
- Free mobile banking with mobile deposit
- Free e-Statements
- Free Mastercard® debit card
- $25 minimum deposit to open
It’s So Easy to Earn Your Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Rewards Business Checking account during each Monthly Qualification Cycle:
- 1 ACH Credit/Direct Deposit or ACH Debit
- 10 POS transactions
That’s it. And even if you don't meet your qualifications during the cycle, your Rewards Business Checking account is still free. Plus, you'll still earn our base dividend rate. And you can get right back to earning your full rewards the very next month.
Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means the current statement cycle. See our website at safeharborcu.org or contact us at (231) 843-2323 for specific Monthly Qualification Cycle dates. Reward Information: When your Rewards Business Checking qualifications are met during a Monthly Qualification Cycle, you will receive 2.00% cash back on up to a total of $1000 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $20 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Rewards Business Checking account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Elite Business Checking and Rewards Business Checking via ATM; Rewards Business Savings ATM transaction fees are not reimbursed nor refunded. When your Rewards Business Checking account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Rewards Business Checking account on the first processing/business day of the following statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Additional Information: Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit/ACH transaction are a condition of this account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of one account per Tax ID#. There are no recurring monthly maintenance charges or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA Your Savings Insured To $250,000 Per Account, American Share Insurance. By members' choice, this institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. Trademarks: Kasasa, Ltd., registered in the U.S.A.

